The Relationship Between Fund Investment And Shoes

It is a matter everyone should understand.

Fund investment is the same. Before the fund is invested, investors need to seriously analyze their own situation, including their own risk tolerance and investment objectives, investment duration and so on.

This is the first step towards scientific investment and the basis of any financial activity.

First of all, investors have to determine how much money they can invest in the fund.

Not all assets of investors can be invested.

The family property of ordinary people can be divided into productive assets, including cash, bank deposits, stocks, bonds and other assets that can generate income; and life assets, including housing, automobiles, household goods, and other assets that provide the necessary environment for personal life.

Investment and financial management is to combine productive assets in products with different risks, returns and liquidity so as to obtain portfolios suitable for investors.

Fund investment is only part of the whole financial planning of investors, rather than the whole personal financial management, and can not exceed the boundaries between investment assets and life assets.

Investors should not invest at the expense of lowering their living standards and quality, not to invest funds that are badly needed or even borrow.

Because the fund, especially the stock fund investment, may be affected by the market will produce relatively large fluctuations in the net value. This may result in the lack of time for the risk of flat fluctuations due to the urgent need of money or loan maturity, which will lead to greater investment losses.

Secondly, before starting investment, investors must have a clear investment target, and the investment target mainly includes investment duration and revenue expectation.

In general, the term of investment is divided into short-term (1~3 years), medium term (3~5 years) and long term (5 years or more). Different investment periods need to choose different types of funds.

Medium and long term investments can choose funds with relatively large volatility, such as stocks and partial stock funds, and use time to avoid short-term risks. The investment below a year is mainly suitable for bonds and IMF because the short-term volatility risk of these funds is small.

A clear profit expectation can help investors determine the portfolios of fund investment and formulate plans to end the investment redemption fund.

The fund investment needs to have the healthy income anticipation. In the long run, the investment opportunity of the fund's stable investment is 15% to 20% of the annual income. Too high income expectation is not only difficult to achieve, but also may bring too high investment risk.

Because of different age, income and family burdens, different investors can take different risks. Before investing, investors must establish their own risk expectations, which means they have to ask themselves how much they are willing to bear.

Different risk tolerance capabilities can be used to select fund portfolios with different risk characteristics.

Controlling the risk of investment is within the scope that can be borne, it is to build a firewall for its assets, not to affect its normal life because of the risk of investment.